I recently read this book from our county library and I will be buying this book for my shelf. I did my own CFA and found I can benefit tremendously from following this program. The idea of reducing my debt load as I near retirement is causing me to sleep better at night. There is no magic bullet to get you out of debt, just a sensible plan and my will to achieve it.[keyword]+credit+debt+counseling[/keyword][yahooquestion]+credit+debt+counseling[/yahooquestion]
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I used the tips in the book and got my rate down from 12% to 5% on my exiting debt. Great for anyone willing to take a chance, be bold and use the tactics.
Michael Mack’s book, How to Instantly Eliminate Credit Card Debt (Without Bankruptcy or Credit Counseling), gives an insiders look at how to solve burdensome financial problems. Mack’s background gives him a unique vantage point from which to offer advice – advice that is tried and true as demonstrated by the numerous people he’s been able to help. The book is plain and straight forward, and offers step by step advice on how to manage your money, reduce credit card debt, and take over and be in charge of your financial freedom.
A great read for anyone with credit issues they can’t seem to get out of, and an even better book for young folks looking to avoid the traps and pitfalls that can ensnare you right out of high school.
The Debt-Free Millionaire takes an interesting look at how an average individual can go from being highly in debt – to becoming a millionaire.
The author’s main premise being that everyone can be a millionaire and this book spends approx 80% of its content on discussing various debt reducing (to eventually eliminating) debt in order to progress to saving, investing and accumulating wealth.
What I liked about this book is that the author is highly encouraging and acknowledges that debt is a very real part of life for many consumers today.
I also thought his comments about how the “pay yourself first” may not be in the best interest of the average person in this day and age because of the fact that the concept of credit has changed dramatically since the “pay yourself first” suggestion was started over 60 years ago.
There is a very deep look at debt and how many people get into it and ther is alot of discussion about the debt traps and how to get out of it.
I liked this book because of its somewhat different approach to debt and I also thought it was extremely well written for the average layperson who is not into trying to decipher financial statements.
I suggest this book for anyone who is in debt or overwhelmed by debt.
I recently read this book from our county library and I will be buying this book for my shelf. I did my own CFA and found I can benefit tremendously from following this program. The idea of reducing my debt load as I near retirement is causing me to sleep better at night. There is no magic bullet to get you out of debt, just a sensible plan and my will to achieve it.
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